Protect your next week
Reserve rent and repayment money before investing
Compare a completed-shift income with your move target and the next loan payment. Keep essential spending separate before buying a business.
Plan fictional game Naira around work, needs, rent, travel and existing debt. A wage, business purchase price, normal payout and loan balance serve different purposes. Compare those amounts before you buy something optional.
A Tech Intern is paid 9,900 gross per completed shift over five scheduled days: 49,500 before modifiers. Attendance, wages policy, star wins, degrees and tax affect credited cash. Active work totals 60 game minutes; Tech's eight schedule hours do not make its pay hourly.
At multiplier 1, Mushin rent 2,400 gives a 7,200 move target: 4,800 advance + 2,400 fee, prepaying 14 game days. Initial cash values—Mushin 16,000, Yaba 36,000, Lekki 104,000—are separate from move charges. Reserve recurring food, travel and debt costs.
LAPO adds 60,000 cash: an existing 16,000 becomes 76,000. Debt starts at 72,000 with 12,000 weekly dues; six full payments clear the original balance without penalties. The 20 percent principal difference is a total cost, not an annual rate.
Manual payment needs the whole current due, up to 12,000 or the smaller balance; early payoff needs the entire debt. With 10,000 cash/72,000 debt, no arbitrary partial payment occurs. Automatic checks run after at least seven game days, from 10:00: a 12,000 shortfall preserves 10,000 cash, adds 1,200 debt (72,000→73,200) and advances the payment-day marker.
Phone → Invest lists Recharge & Data Kiosk 150,000, Zobo & Chapman Stand 300,000 and POS Stand 500,000 purchase prices. Normal payouts subtract costs, then round to 500 game Naira: ranges 500–3,000, 2,000–6,000 and 3,000–9,500 respectively, before separate tax/account effects.
The kiosk has ten percent bad-day chance and 2,000 loss. Reserve repayments/rent before investing. Mama Gold Rice: 550 for four stock units, 137.5 each. Gino Tomato Paste: 100 for three, about 33.33 each. Pack quantity is separate from need restoration.
Entry pay versus defined schedule span for eight career paths
Listed entry shift pay in game Naira; defined schedule hours
Hours in the defined job schedule span · Entry-level game Naira per completed shift
Eight careers, compared by entry pay for a completed shift and the length of the schedule. That span is not a countdown and not hourly pay. A full work action advances 60 game minutes, and the schedule length scales how the shift hits your needs and performance. Go to work shows whether you can start and how the shift is going.
View complete legend and data table
Legend
Reference seed prices for 14 eligible rental properties
Listed purchase price and weekly rent in game Naira
Listed purchase price in game Naira, logarithmic scale · Numbered property
The purchase price is twelve weeks of rent times the property’s tier multiplier, then rounded to two significant digits. The horizontal scale is logarithmic, so a cheap home and an expensive one can sit closer than the naira gap. Another player’s asking price can differ, and Rentals has to be open on your account.
| Legend number | Home | City | Area | Tier | Weekly rent — game Naira | Tier price multiplier | Listed purchase price — game Naira |
|---|---|---|---|---|---|---|---|
| 1 | Face-me-I-face-you | Lagos | Mushin | 1 | 2,400 | 0.9 | 26,000 |
| 2 | Self-contain | Lagos | Yaba | 2 | 6,000 | 1 | 72,000 |
| 3 | Mini-flat | Lagos | Lekki Phase 1 | 3 | 17,000 | 1.05 | 210,000 |
| 4 | Duplex | Lagos | Ikoyi | 4 | 250,000 | 1.15 | 3,400,000 |
| 5 | Mansion | Lagos | Banana Island | 4 | 1,500,000 | 1.15 | 21,000,000 |
| 6 | Single room | Port Harcourt | Rumuokoro | 1 | 2,600 | 0.9 | 28,000 |
| 7 | Mini flat | Port Harcourt | D-Line | 2 | 6,000 | 1 | 72,000 |
| 8 | Serviced apartment | Port Harcourt | Woji | 3 | 32,000 | 1.05 | 400,000 |
| 9 | Colonial duplex | Port Harcourt | Old GRA | 4 | 220,000 | 1.15 | 3,000,000 |
| 10 | Single room | Abuja | Kubwa | 1 | 2,800 | 0.9 | 30,000 |
| 11 | Mini flat | Abuja | Gwarinpa | 2 | 6,000 | 1 | 72,000 |
| 12 | Serviced apartment | Abuja | Wuse 2 | 3 | 34,000 | 1.05 | 430,000 |
| 13 | Detached house | Abuja | Maitama | 4 | 240,000 | 1.15 | 3,300,000 |
| 14 | Mansion | Abuja | Asokoro | 4 | 1,400,000 | 1.15 | 19,000,000 |
Legend
Normal-day business payouts after operating costs
Normal-day game Naira after operating costs
Normal-day game Naira payout, logarithmic scale · Numbered business
On a normal day the payout is income minus operating costs, rounded to 500 game Naira. A bad day loses the stated amount instead. Tax and other account effects come off separately. The horizontal scale is logarithmic, so a small business and a large one can sit closer than the naira gap. The range is not a guaranteed daily return.
| Legend number | Business | Normal-day minimum — game Naira | Normal-day maximum — game Naira | Bad-day chance | Bad-day loss — game Naira | Purchase price — game Naira |
|---|---|---|---|---|---|---|
| 1 | Recharge & Data Kiosk | 500 | 3,000 | 10% | 2,000 | 150,000 |
| 2 | Zobo & Chapman Stand | 2,000 | 6,000 | 10% | 3,500 | 300,000 |
| 3 | POS Stand | 3,000 | 9,500 | 10% | 4,500 | 500,000 |
| 4 | Buka (Mama Put) | 12,000 | 43,000 | 10% | 19,500 | 2,500,000 |
| 5 | Barbing Salon | 26,000 | 93,000 | 8% | 42,500 | 6,000,000 |
| 6 | Car Wash | 62,000 | 204,000 | 8% | 95,000 | 15,000,000 |
| 7 | Event Centre | 155,000 | 741,000 | 10% | 320,000 | 60,000,000 |
| 8 | Quilox Share (5%) | 645,000 | 2,435,000 | 8% | 1,100,000 | 250,000,000 |
Legend
Grocery pack price divided by inventory units
Game Naira per listed inventory stock unit
Game Naira per listed stock unit · Numbered grocery pack
Pack price divided by the number of stock units in the pack. A unit of oil, seasoning or chicken is not the same meal. Compare what it costs to restock, not how filling the food is.
| Legend number | Grocery | Original pack description | Pack price — game Naira | Inventory stock units | Game Naira per stock unit |
|---|---|---|---|---|---|
| 1 | Mama Gold Rice | 2kg · 4 pots | 550 | 4 | 137.5 |
| 2 | Gino Tomato Paste | 3 sachets | 100 | 3 | 33.33 |
| 3 | Maggi Star Cubes | strip of 10 | 100 | 10 | 10 |
| 4 | Kings Vegetable Oil | 1 litre | 400 | 6 | 66.67 |
| 5 | Palm Oil | 1 litre | 350 | 5 | 70 |
| 6 | Ground Egusi | 3 derica | 400 | 3 | 133.33 |
| 7 | Ijebu Garri | paint bucket | 150 | 6 | 25 |
| 8 | Indomie Chicken | pack of 5 | 200 | 5 | 40 |
| 9 | Eggs | half crate | 350 | 15 | 23.33 |
| 10 | Agege Bread | 1 loaf | 200 | 3 | 66.67 |
| 11 | Plantain | bunch of 3 | 250 | 3 | 83.33 |
| 12 | Dangote Sugar | 1 pack | 200 | 10 | 20 |
| 13 | Milo Refill | Pack: 400g | 500 | 8 | 62.5 |
| 14 | Peak Milk | 10 sachets | 300 | 10 | 30 |
| 15 | Maltina | 4 cans | 300 | 4 | 75 |
| 16 | Zobo | 3 bottles | 150 | 3 | 50 |
| 17 | Hollandia Yoghurt | 2 bottles | 250 | 2 | 125 |
| 18 | Gala Sausage Roll | 3 rolls | 100 | 3 | 33.33 |
| 19 | Titus Fish | 2 fish | 900 | 2 | 450 |
| 20 | Smoked Shawa Fish | 3 fish | 600 | 3 | 200 |
| 21 | Frozen Chicken | 1kg · 3 portions | 2,500 | 3 | 833.33 |
| 22 | Ponmo | 4 pieces | 500 | 4 | 125 |
| 23 | Efo Tete (spinach) | 2 bunches | 300 | 2 | 150 |
| 24 | Semovita | 1kg · 4 wraps | 800 | 4 | 200 |
Legend
Normal-day payout subtracts costs and rounds to 500 game Naira. Bad days use the listed loss. Tax and account effects are separate; these are not guaranteed daily returns.
Fictional game Naira
| Business | Area | Purchase price — game Naira | Listed normal-day income — game Naira | Operating costs — game Naira | Bad-day probability | Bad-day loss — game Naira | Bad-day event | About the business |
|---|---|---|---|---|---|---|---|---|
| Recharge & Data Kiosk | Ojuelegba | 150,000 | 2,500–5,000 | 1,800 | 10% | 2,000 | The network went down and nobody bought data all day | Airtime, data bundles and phone charging. Tiny money, but it's yours. |
| Zobo & Chapman Stand | Yaba | 300,000 | 5,000–9,000 | 3,200 | 10% | 3,500 | The ice block man didn't show up and the zobo went warm | Chilled zobo for the students and the Yaba heat. Sells itself when the sun is out. |
| POS Stand | Yaba | 500,000 | 5,000–11,500 | 2,000 | 10% | 4,500 | Network was down all day and a customer's transfer "didn't drop" | Withdrawals, transfers and "network is bad". Small money, every day. |
| Buka (Mama Put) | Surulere | 2,500,000 | 30,000–61,000 | 18,000 | 10% | 19,500 | Gas finished in the middle of the lunch rush | Amala, ewedu and gbegiri. The lunch rush pays the bills. |
| Barbing Salon | Ikeja | 6,000,000 | 66,000–133,000 | 40,000 | 8% | 42,500 | NEPA took light and the generator packed up | Low cuts, fades and gist. Saturday is the big day. |
| Car Wash | Lekki | 15,000,000 | 167,000–309,000 | 105,000 | 8% | 95,000 | The borehole pump broke down | Lekki drivers want their car shining. Foam, wax and interior. |
| Event Centre | Ikoyi | 60,000,000 | 585,000–1,171,000 | 430,000 | 10% | 320,000 | A wedding was cancelled and you refunded the deposit | Owambes every weekend. Aso-ebi, small chops and big bookings. |
| Quilox Share (5%) | Victoria Island | 250,000,000 | 1,795,000–3,585,000 | 1,150,000 | 8% | 1,100,000 | The club was shut for a night by the task force | Own a piece of the most famous club in Lagos. Bottles pop, you get paid. |
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Borrowed cash is added to existing cash. Six full payments clear the original debt; late penalties or early/final repayment change the schedule.
Fictional game Naira
| Cash added — game Naira | Original owed balance — game Naira | Full weekly payment — game Naira | Full payments on the original debt | Manual repayment | Automatic repayment | Schedule limits |
|---|---|---|---|---|---|---|
| 60,000 | 72,000 | 12,000 | 6 | Pay the full current weekly due, or pay the entire outstanding balance early. Arbitrary partial payments are not supported by these rules. | After 7 game days, at or after 10:00. Insufficient cash leaves your cash unchanged, adds a 10% penalty on the current due, and starts the next payment interval. | Six scheduled full payments clear the original balance; late penalties, early repayment or a smaller final balance change that schedule. |
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These starting prices are what the game uses before someone sets an asking price. Open Rentals on your account before you treat one as final.
Fictional game Naira
| Property | City | Area | Property tier | Listed weekly rent — game Naira | Tier price multiplier | Listed purchase price — game Naira |
|---|---|---|---|---|---|---|
| Face-me-I-face-you | Lagos | Mushin | 1 | 2,400 | 0.9 | 26,000 |
| Self-contain | Lagos | Yaba | 2 | 6,000 | 1 | 72,000 |
| Mini-flat | Lagos | Lekki Phase 1 | 3 | 17,000 | 1.05 | 210,000 |
| Duplex | Lagos | Ikoyi | 4 | 250,000 | 1.15 | 3,400,000 |
| Mansion | Lagos | Banana Island | 4 | 1,500,000 | 1.15 | 21,000,000 |
| Single room | Port Harcourt | Rumuokoro | 1 | 2,600 | 0.9 | 28,000 |
| Mini flat | Port Harcourt | D-Line | 2 | 6,000 | 1 | 72,000 |
| Serviced apartment | Port Harcourt | Woji | 3 | 32,000 | 1.05 | 400,000 |
| Colonial duplex | Port Harcourt | Old GRA | 4 | 220,000 | 1.15 | 3,000,000 |
| Single room | Abuja | Kubwa | 1 | 2,800 | 0.9 | 30,000 |
| Mini flat | Abuja | Gwarinpa | 2 | 6,000 | 1 | 72,000 |
| Serviced apartment | Abuja | Wuse 2 | 3 | 34,000 | 1.05 | 430,000 |
| Detached house | Abuja | Maitama | 4 | 240,000 | 1.15 | 3,300,000 |
| Mansion | Abuja | Asokoro | 4 | 1,400,000 | 1.15 | 19,000,000 |
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Stock units differ between foods. This compares replenishment cost, not nutrition or equal meal portions.
Fictional game Naira per listed stock unit
| Grocery | Original pack description | Pack price — game Naira | Inventory stock units | Game Naira per stock unit |
|---|---|---|---|---|
| Mama Gold Rice | 2kg · 4 pots | 550 | 4 | 137.5 |
| Gino Tomato Paste | 3 sachets | 100 | 3 | 33.33 |
| Maggi Star Cubes | strip of 10 | 100 | 10 | 10 |
| Kings Vegetable Oil | 1 litre | 400 | 6 | 66.67 |
| Palm Oil | 1 litre | 350 | 5 | 70 |
| Ground Egusi | 3 derica | 400 | 3 | 133.33 |
| Ijebu Garri | paint bucket | 150 | 6 | 25 |
| Indomie Chicken | pack of 5 | 200 | 5 | 40 |
| Eggs | half crate | 350 | 15 | 23.33 |
| Agege Bread | 1 loaf | 200 | 3 | 66.67 |
| Plantain | bunch of 3 | 250 | 3 | 83.33 |
| Dangote Sugar | 1 pack | 200 | 10 | 20 |
| Milo Refill | Pack: 400g | 500 | 8 | 62.5 |
| Peak Milk | 10 sachets | 300 | 10 | 30 |
| Maltina | 4 cans | 300 | 4 | 75 |
| Zobo | 3 bottles | 150 | 3 | 50 |
| Hollandia Yoghurt | 2 bottles | 250 | 2 | 125 |
| Gala Sausage Roll | 3 rolls | 100 | 3 | 33.33 |
| Titus Fish | 2 fish | 900 | 2 | 450 |
| Smoked Shawa Fish | 3 fish | 600 | 3 | 200 |
| Frozen Chicken | 1kg · 3 portions | 2,500 | 3 | 833.33 |
| Ponmo | 4 pieces | 500 | 4 | 125 |
| Efo Tete (spinach) | 2 bunches | 300 | 2 | 150 |
| Semovita | 1kg · 4 wraps | 800 | 4 | 200 |
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These comparisons do not guarantee wealth or a fixed daily profit. Begin with a job you can actually use, budget for needs and transport, and keep a repayment reserve if you borrowed from LAPO. For a business, compare purchase cost, operating costs and bad-day risk instead of choosing only the largest normal-day figure.
No. LAPO adds 60,000 to the cash you already have and creates an original 72,000 debt with 12,000 weekly payments. A 16,000 starting balance would therefore become 76,000 before other spending. The higher cash total still includes borrowed money, so reserve repayments rather than treating the full balance as disposable savings.
A manual scheduled payment needs the full amount due; it does not accept your remaining cash as an automatic partial payment. An automatic shortfall can add a penalty while leaving insufficient cash untouched. For example, a missed 12,000 payment can add 1,200 to debt, so review the current loan balance and payment timing.
